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Two common type of Insurance Plans Offering Return of Premium Riders are Term Life Insurance and Disability Income Plans. Term Life: At the end of your term policy, provided that you have paid in all premiums and are still living, the insurance carrier Returns all of Your Premiums. Generally in a lump sum. Disability Income Plans: These work a little different. At the end of your Disability Policy, generally age 65, the insurance carrier will refund your premiums, less any claims paid out over the policy. A 100% Refund ( less claims) is only applicable if all premiums have been paid and DI policy has naturally expired. Some carriers offer % Refunds, based on the number of years DI policy has been in force, should you cancel coverage earlier. FOR MORE INFORMATION & FREE QUOTES: Visit: http://cashbonuses.9f.com Please quote Adpost when calling
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